Our Team
We Are Here To Serve Your Needs
United Capital is built on a commitment to shared values and shared success. Our team is comprised of good people who deliver great value to our clients and to each other.
Every member of our team plays an integral part in the comprehensive service we provide to each and every client. Starting with our Relationship Managers who are present in meetings to help capture your goals and needs, to our Practice Manager who maintains the smooth operation of our day to day business, and finally to our Administrative Manager who greets every client in a friendly and professional manner to ensure that each client has a quality experience with our firm.
Caroline M. Girgis, JD, CFEd® and Dwayne L. Grady, ChFC®, CLU®, CFEd®, MBA
Caroline M. Girgis & Dwayne L. Grady
Caroline Girgis, JD and Dwayne Grady, MBA, ChFC® bring a combined expertise in the areas of law, business, and financial planning. Rooted in the belief that comprehensive financial planning and a disciplined investment philosophy is essential to gain and maintain financial control, we follow a philosophy of high personal touch, a holistic approach and rigorous investment discipline for each and evry one of our clients.
Caroline M. Girgis
JD, CFEd® Managing Director
caroline.girgis@unitedcp.com
Caroline Girgis is a Managing Director and Wealth Adviser of United Capital. In this role she is responsible for providing specialty knowledge in a variety of wealth management areas for our clients. Ms. Girgis meets with our clients to understand their financial goals and concerns and creates a tailored plan to help them gain financial control.
Prior to establishing Cornerstone, Ms. Girgis was co-founder of Grady, Girgis, and Associates, comprehensive financial/estate planning, and investment advisory firm (a financial advisory branch of American Express Financial Advisors, Inc.). Her many accomplishments and awards at American Express Financial Advisors include Advanced Advisor Group, Silver Team Advisor, Circle of Success, the Mercury Award, Master Leader Award, Presidents Recognition Award, and Small Business Award.
Ms. Girgis brings a unique focus to financial planning by specializing in estate planning. She earned her Juris Doctorate degree from Widener University School of Law and a bachelor's degree in criminal justice from the University of Delaware. Ms. Girgis is an active member of the local International Financial Planning Association (IAFP) chapter, holds FINRA Series 7 and 63 securities licenses, and the NASAA Series 65 Investment Adviser Law qualifying exam. She also holds life and health insurance licenses. Ms. Girgis previously co-hosted “Money Talk”, a local talk radio show and now regularly conducts financial planning education seminars for several large corporations in the DC metropolitan area.
Dwayne Grady
ChFC®, CFEd®, CLU®, MBA Managing Director
dwayne.grady@unitedcp.com
Dwayne Grady is a Managing Director and Wealth Adviser of United Capital. In this role he is responsible for providing specialty knowledge in a variety of wealth management areas for our clients. Mr. Grady meets with our clients to understand their financial goals and concerns and creates a tailored plan to help them gain financial control.
Prior to establishing Cornerstone, Mr. Grady was co-founder of Grady, Girgis, and Associates, a comprehensive financial/estate planning, and investment advisory firm (a financial advisory branch of American Express Financial Advisors, Inc.). His many accomplishments and awards at American Express Financial Advisors include membership in the Advanced Advisor Group, Gold Team Advisor, Small Business Advisor, and Circle of Success, the Mercury Award, Master Leader Award and Presidents Recognition Award.
Mr. Grady is a Chartered Financial Consultant (ChFC®) with concentrations in investment management, retirement planning, risk management, and estate planning. Mr. Grady received an executive certificate in financial planning at Georgetown University’s Center for Professional Development. He earned an MBA and a bachelor's degree in business administration from Florida A&M University. Mr. Grady is an active member of the local International Financial Planning Association (IAFP) chapter, holds FINRA Series 7, 63 and 24 securities licenses, and the NASAA Series 65 Investment Adviser Law qualifying exam. He also holds life and health insurance licenses. Mr. Grady previously co-hosted “Money Talk”, a local talk radio show and now regularly conducts financial planning education seminars for several large corporations in the DC metropolitan area
Practice, Relationship and Administrative Managers
You will be assigned a Relationship Manager whose primary role is to ensure that every aspect of your relationship with our firm runs smoothly. Working in tandem with the Wealth Adviser, the Relationship Manager stays intensely familiar with every detail of your situation. They make certain that all of your decisions are implemented as you desire.
Karyll Haynes
Practice Manager
karyll.haynes@unitedcp.com
Karyll Haynes is the Practice Manager at United Capital. She oversees the day-to-day operations of the office with a focus on Client Service. Karyll has over 15 years experience in the financial services industry. Prior to Cornerstone, she worked with American Express Financial Advisors and Solutions Planning Group. Karyll received a BA degree from Howard University.
Ken Bitter, MBA
Relationship Manager
Ken Bitter works as a Relationship Manager at United Capital. He works daily with our clients to establish and foster close client relationships. He maintains frequent contact and ensures that all client decisions are implemented as desired and remains familiar with all aspects of their financial situation.
Prior to United Capital, Ken completed a career in the United States Navy and worked at First Command Financial Planning and the American Funds. Ken received a BS degree from the United States Naval Academy and an MBA from Marymount College of Virginia. He holds FINRA Series 7 and 63 securities licenses, and the NASAA Series 65. He also holds life and health insurance licenses.
Tessa Elrod
Relationship Manager
Tessa Elrod works as a Relationship Manager at United Capital. She works daily with our clients to establish and foster close client relationships. She maintains frequent contact and ensures that all client decisions are implemented as desired and remains familiar with all aspects of their financial situation.
Tessa has a BS degree in Personal Financial Planning from Texas Tech University and holds a FINRA Series 7 license and Series 66.
Jasmine Williamson
Administrative Manager/Client Concierge
jasmine.williamson@unitedcp.com
Jasmine serves as our Administrative Manager and Client Concierge. Jasmine is responsible for making sure your first impression of our company is a good one, client appreciation events as well as marketing for our practice. Jasmine has a BS degree in Management, with a concentration in Marketing, from Delaware State University.